finance company

American  

noun

1. an institution engaged in such specialized forms of financing as purchasing accounts receivable, extending credit to retailers and manufacturers, discounting installment contracts, and granting loans with goods as security.

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finance company British  

noun

1. an enterprise engaged in the loan of money against collateral or speculatively to manufacturers and retailers, esp one specializing in the financing of hire-purchase contracts

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Etymology

Origin of finance company

First recorded in 1925–30

Example Sentences

Though most retailers offer some type of financial rewards, Kohl’s program stands out for its generosity and ease of use, said Ted Rossman, a senior analyst at personal finance company Bankrate.

From The Wall Street Journal • Dec. 15, 2025

In a survey by personal finance company Bankrate, 62% of respondents said their pay isn’t keeping up with prices—the highest share in four years.

From The Wall Street Journal • Oct. 24, 2025

While the bank didn’t name the borrower, it was a lender to now-bankrupt subprime auto finance company Tricolor, which had announced at least one warehouse loan with Fifth Third in recent years.

From MarketWatch • Oct. 17, 2025

Tillman: One of the jobs I had, I was an assistant to the vice president of accounting and controls for a finance company, a world I knew nothing about.

From Los Angeles Times • Aug. 21, 2025

They passed a drugstore and a finance company and three banks.

From "Homecoming" by Cynthia Voigt